Thank you for visiting the Y&L Consulting, Inc. web site. We are committed to respecting your right to privacy and will protect it when you visit our web site.

This Privacy Policy explains our online information practices only, including how we collect and use your personal information. It covers information collected on this web site. To assist you with reading our Privacy Policy, we have provided answers to the following questions you may find most important:

When you visit our Web site, we collect information about your visit that does not identify you personally. We collect the IP address (an IP address is a number that is assigned to each computer connected to the Internet) from which you access this Web site. We can tell the type of computer, browser, and Web service you are using. We also know the date, time, and pages you visit. Collecting this information helps us design the site to suit your needs.

When you visit our Web site, we may request and collect the following categories of personal information from you:

• Contact information if you submit a question or comment

Our principal purpose for collecting personal information online is to provide you with the information you need and want, and to facilitate the use of our Web site.

We will only use your information for the purposes for which you have provided this information, or for the purposes required under the law. (In order to learn more about how we provide choices to you regarding our use of your information, visit the "Choices" section in this Privacy Policy.)

Generally, our uses of information collected online include:

• Responding to your complaints
• Replying to your "feedback comments"

Fulfilling requests for reports and other similar information.

We may share personally identifiable information you provide to us online with appropriate representatives within Y&L Consulting, Inc.

Additionally, we may be required by law to share information we collect with authorized law enforcement, homeland security, and national security activities (See also the "What are your rights under the Privacy Act of 1974?" section in this Privacy Policy).

Throughout our Web site, we will let you know whether the information we ask you to provide is voluntary or required. By providing personally identifiable information, you are granting us consent to use this personally identifiable information for the primary purpose for which you are providing it. Additionally, we will ask for you to grant us consent before using your voluntarily provided information for any secondary purposes, other than those required under the law.

Our website does not intentionally collect information from children under the age of 13. If we choose to collect personal information from children, we will comply with the Children's Online Privacy Protection Act (COPPA). To find out more about COPPA, please click on the following link: www.ftc.gov/privacy/privacyinitiatives/childrens.html.

A "cookie" is a small text file that is stored on your computer and makes it easy for you to move around a Web site without having to continually re-enter your name, password, preferences, etc.

We do not use cookies on this Web site.

We are committed to properly securing the information we collect online. To help us accomplish this, we take the following steps:

• We employ internal access controls to ensure that the only people who see your information are those with a need to do so to perform their official duties;
• We train relevant personnel on our privacy and security measures so that our personnel know what is required for compliance;
• We physically secure the areas where we hold hard copies of the information we collect online;
• We regularly back up the information we collect online to insure against loss;
• We use technical controls to secure the information we collect online as appropriate, including but not limited to: Secure Socket Layer (SSL), encryption, firewalls, password protections;
• We periodically test our security procedures to ensure personnel and technical compliance; and
• We employ external access safeguards to identify and prevent unauthorized attempts of outsiders to hack into, or cause harm to, the information in our systems.

For more information on our privacy practices, or for comments and concerns, please email Y&L at info@ylconsulting.com